HMO Louisiana Inc
Major Rating Factors:
Excellent overall capitalization (10.0 on a scale of 0 to 10) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent overall results on stability tests (7.9) based on consistent premium and capital growth in the last five years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Other Rating Factors:
Good overall profitability index (5.6) despite operating losses during 2019. Good quality investment portfolio (5.1) containing junk bond exposure equal to 81.4% of capital.
Principal Lines of Business:
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Licensed in:
LA
Principal Enrollment Breakdown:
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