A
Mount Carmel Health Plan Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent profitability (7.5 on a scale of 0 to 10) despite a decline in earnings during 2023. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Other Rating Factors: Good quality investment portfolio (6.8) containing junk bond exposure equal to 65.6% of capital. Good overall results on stability tests (6.4) based on consistent premium and capital growth in the last five years.
Principal Lines of Business: --
Licensed in: IA, OH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Trinity Health Corporation
Investment Rating
--
Company Address
3100 Easton Square Place
Columbus, OH 43219
Phone Number
(407) 754-5667
NAIC Number
95655
Largest Affiliates
B
Columbus, OH - Health
B
Columbus, OH - Health
B
Columbus, OH - Health
B
Columbus, OH - Health
U
Columbus, OH - Health