B
Humana Ins Co of NY
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent overall capitalization (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years. Excellent quality investment portfolio (9.6) containing small junk bond exposure. Excellent overall results on stability tests (8.6) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the excellent financial results of Humana Inc.
Other Rating Factors: Weak profitability index (0.9) with operating losses during 2020, 2021 and 2023. Average return on equity over the last five years has been poor at -15.7%. Weak liquidity (2.0) as a spike in claims may stretch capacity.
Principal Lines of Business: --
Licensed in: NY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
559
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
364
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Humana Inc
Investment Rating
HUM
Company Address
500 West Main Street
Louisville, KY 40202
Phone Number
(800) 201-3687
NAIC Number
12634
Largest Affiliates
A
De Pere, WI - Health
A
Louisville, KY - Health
A
Louisville, KY - Health
A
Milwaukee, WI - Health
A
Louisville, KY - Health