Major Rating Factors:
Weak overall results on stability tests (2.4 on a scale of 0 to 10) based on a steep decline in premium revenue in 2023, a significant -100% decrease in enrollment during the period. Rating is significantly influenced by the acceptable financial results of The Cigna Group. Good overall profitability index (5.7) despite operating losses during 2021. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (10.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
MT
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
Company Address
2806 South Garfield Street
Missoula, MT 59806
Missoula, MT 59806
Phone Number
(406) 721-2222
NAIC Number
12814
Website
Largest Affiliates