B
Allegiance L&H Ins Co
Rating Date
September 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Fair profitability index (4.1 on a scale of 0 to 10) with 0.5 million in losses in the current year. Return on equity has been low, averaging 4.0% over the last five years. Good overall results on stability tests (5.2). Rating is significantly influenced by the strong financial results of The Cigna Group. Excellent capitalization index (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (8.0) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: MT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
602
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
CI
Company Address
2806 South Garfield Street
Missoula, MT 59801
Phone Number
(406) 721-2222
NAIC Number
12814
Largest Affiliates
B
Nashville, TN - Health
C
Saint Louis, MO - Health
B
Nashville, TN - Health
C
Phoenix, AZ - Health
C
Nashville, TN - Health
Weiss Ratings