Major Rating Factors:
Fair profitability index (3.8 on a scale of 0 to 10) with operating losses during 2021. Return on equity has been low, averaging 2.9% over the last five years. Good overall results on stability tests (5.1) despite a decline in enrollment during 2022. Rating is significantly influenced by the strong financial results of The Cigna Group. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (8.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
MT
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
Company Address
2806 South Garfield Street
Missoula, MT 59806
Missoula, MT 59806
Phone Number
(406) 721-2222
NAIC Number
12814
Website
Largest Affiliates