Major Rating Factors:
Fair profitability index (4.3 on a scale of 0 to 10) with 2.2 million in losses in the current year. Return on equity has been fair, averaging 5.9% over the last five years. Fair quality investment portfolio (3.8). Fair overall results on stability tests (3.9) in spite of steady enrollment growth, averaging 8% over the past five years. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated.
Other Rating Factors:
Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (8.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
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Licensed in:
TX
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
1511 Shadow Creek Parkway
Pearland, TX 77584
Pearland, TX 77584
Phone Number
(713) 442-5646
NAIC Number
12827
Largest Affiliates
