B
HealthSpring L&H Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (3.7 on a scale of 0 to 10) containing large holdings of mortgages. Good overall profitability index (6.2) with operating gains in each of the last five years. Good overall results on stability tests (4.9) based on a significant -22% decrease in enrollment during the period, a decline in the number of member physicians during 2022. Rating is significantly influenced by the strong financial results of The Cigna Group.
Other Rating Factors: Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent capitalization (8.6) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2021.
Principal Lines of Business: --
Licensed in: All states except CA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
0
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
CI
Company Address
500 Great Circle Road
Nashville, TN 37228
Phone Number
(615) 291-7000
NAIC Number
12902
Largest Affiliates
C
Nashville, TN - Health
C
Bloomfield, CT - Health
B
Nashville, TN - Health
D
Bloomfield, CT - Health
C
Scottsdale, AZ - Health