B
Amerihealth Caritas FL Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair liquidity (4.2 on a scale of 0 to 10) as cash resources may not be adequate to cover a spike in claims. Good overall profitability index (5.6) despite a decline in earnings during 2023. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Excellent quality investment portfolio (9.6) containing small junk bond exposure. Excellent overall results on stability tests (8.0) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the strong financial results of Independence Health Group Inc.
Principal Lines of Business: --
Licensed in: FL
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
290
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Independence Health Group Inc
Investment Rating
--
Company Address
200 Steven Drive
Philadelphia, PA 19113
Phone Number
(215) 937-8000
NAIC Number
14378
Largest Affiliates
B
Philadelphia, PA - Health
B
Philadelphia, PA - Health
B
Philadelphia, PA - Health
C
Philadelphia, PA - Health
B
North Charleston, SC - Health