B
Humana Medical Plan of PA Inc
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent overall capitalization (9.1 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (8.6) containing small junk bond exposure. Excellent liquidity (8.8) with ample operational cash flow and liquid investments.
Other Rating Factors: Weak profitability index (1.3) with operating losses during 2018 and 2021. Return on equity has been low, averaging 0.9% over the last five years. Weak overall results on stability tests (1.8). Rating is significantly influenced by the excellent financial results of Humana Inc.
Principal Lines of Business: --
Licensed in: NC, PA, SC, VA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
129
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
8
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Humana Inc
Investment Rating
HUM
Company Address
500 West Main Street
Louisville, KY 40202
Phone Number
(502) 580-1000
NAIC Number
14462
Largest Affiliates
A
De Pere, WI - Health
A
Louisville, KY - Health
A
Louisville, KY - Health
A
Milwaukee, WI - Health
A
Louisville, KY - Health