Major Rating Factors: Good overall profitability index (6.2 on a scale of 0 to 10). Good quality investment portfolio (5.8). Good liquidity (5.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong capitalization (8.0) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Comp med (99.5%), med supp (0.5%)
Licensed in: ID, MT, WY
Principal Enrollment Breakdown: POS (100.0%)