Montana Health Cooperative

Helena, MT

Rating Date

November 2025

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

1.87

Risk Adjusted
Capital Ratio #2

1.56

Total
Assets

175.39M

Capital

88.90M

Health
Premiums

328.92M

Net
Income

7.36M

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Weiss Ratings	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	7.64
Investment Safety Index	5.77
Liquidity Index	6.02
Profitability Index	5.31
Reserve Adequacy Index	--
Stability Index	3.93

Company Info	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	14933
Phone Number	(800) 299-6080
Website	mountainhealth.coop
Address	810 Hialeah Court Helena, MT 59601

Balance Sheet	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Total Assets	175.39M

Capital and Reserves	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.87
Risk-Adjusted Capital Ratio #2	1.56
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	88.90M
Premium to Surplus	--
Reserves to Surplus	--

Investments	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	85.17%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	0.00
Capitation Pay	20.07K
Contractual Pay	164.49K
Enrollment	59.94K
Fee For Service	51.89K
Medical Expense Per Member Per Month	$440.00
Network Physicians	0.00
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	0.00
Total Patient Encounters-Non-Physician	0.00

Profitability	Montana Health Cooperative Helena, MT	Click to Compare	Click to Compare	Click to Compare
Net Income	7.36M
Net Premium	328.92M
Health Premium	328.92M