C
Montana Health Cooperative
HelenaMT
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Weiss Ratings Montana Health Cooperative
Helena, MT
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Rating C
Capitalization Index 6.88
Investment Safety Index 3.36
Liquidity Index 4.97
Profitability Index 5.03
Reserve Adequacy Index --
Stability Index 3.76
Company Info Montana Health Cooperative
Helena, MT
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Industry Health
NAIC Number 14933
Phone Number (800) 299-6080
Website mountainhealth.coop
Address 810 Hialeah Court Helena, MT 59601
Balance Sheet Montana Health Cooperative
Helena, MT
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Total Assets 181.12M
Capital and Reserves Montana Health Cooperative
Helena, MT
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Risk-Adjusted Capital Ratio #1 1.27
Risk-Adjusted Capital Ratio #2 1.05
1-Year Reserve Development --
2-Year Reserve Development --
Capital 88.14M
Premium to Surplus --
Reserves to Surplus --
Investments Montana Health Cooperative
Helena, MT
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Montana Health Cooperative
Helena, MT
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Medical Loss Ratio 89.13%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Montana Health Cooperative
Helena, MT
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Bonus Pay 0.00
Capitation Pay 24.18K
Contractual Pay 272.93K
Enrollment 61.19K
Fee For Service 101.35K
Medical Expense Per Member Per Month $570.00
Network Physicians 0.00
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 0.00
Total Patient Encounters-Non-Physician 0.00
Profitability Montana Health Cooperative
Helena, MT
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Net Income 426.10K
Net Premium 447.98M
Health Premium 447.98M