Major Rating Factors:
Fair quality investment portfolio (3.4 on a scale of 0 to 10). Fair overall results on stability tests (3.8) based on an excessive 42% enrollment growth during the period. Good profitability index (5.0) despite operating losses during 2021 and 2022.
Other Rating Factors:
Excellent capitalization (6.9) based on excellent current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2019. Good liquidity (5.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business:
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Licensed in:
ID, MT, WY
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
810 Hialeah Court
Helena, MT 59601
Helena, MT 59601
Phone Number
(800) 299-6080
NAIC Number
14933
Website
Largest Affiliates
No affiliate information available.