C
UnitedHealthcare of SC Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.0 on a scale of 0 to 10) despite a decline in the number of member physicians during 2023. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Weak profitability index (0.9) with operating losses during 2020, 2022 and 2023. Weak quality investment portfolio (2.4) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Other Rating Factors: Excellent capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2020. Excellent liquidity (7.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: SC
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
420
Provider Compensation ($000)
Capitation Pay
138
Fee For Service
0
Contractual Pay
Salary
0
Bonus
1
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
550
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
UNH
Company Address
1113 Market Center Blvd
Mount Pleasant, SC 29464
Phone Number
(843) 284-5595
NAIC Number
16740
Largest Affiliates
A
Minnetonka, MN - Health
A
Las Vegas, NV - Health
A
Milwaukee, WI - Health
B
Minnetonka, MN - Health
A
Minnetonka, MN - Health