Major Rating Factors: Fair profitability index (3.5 on a scale of 0 to 10) with 98.1 million in losses in the current year. Fair quality investment portfolio (3.6). Good overall results on stability tests (5.9).
Other Rating Factors: Good liquidity (5.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (8.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: ID, MT, OR, WA
Principal Enrollment Breakdown: --