Blue Cross & Blue Shield of AL

Birmingham, AL

Rating Date

September 2025

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

6.46

Risk Adjusted
Capital Ratio #2

5.38

Total
Assets

5.72B

Capital

3.27B

Health
Premiums

4.08B

Net
Income

109.48M

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Weiss Ratings	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	A
Capitalization Index	10.00
Investment Safety Index	7.21
Liquidity Index	6.89
Profitability Index	6.69
Reserve Adequacy Index	--
Stability Index	8.44

Company Info	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	55433
Phone Number	(205) 220-2100
Website	www.bcbsal.org
Address	450 Riverchase Parkway East Birmingham, AL 35244

Balance Sheet	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.72B

Capital and Reserves	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	6.46
Risk-Adjusted Capital Ratio #2	5.38
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	3.27B
Premium to Surplus	--
Reserves to Surplus	--

Investments	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	88.44%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	14.72K
Capitation Pay	2.09K
Contractual Pay	6.70M
Enrollment	1.79M
Fee For Service	642.00
Medical Expense Per Member Per Month	$628.00
Network Physicians	58.53K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	27.75M
Total Patient Encounters-Non-Physician	9.22M

Profitability	Blue Cross & Blue Shield of AL Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Net Income	109.48M
Net Premium	4.08B
Health Premium	4.08B