A
Blue Cross & Blue Shield of AL
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Weiss Ratings Blue Cross & Blue Shield of AL
Birmingham, AL
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Rating A
Capitalization Index 10.00
Investment Safety Index 6.55
Liquidity Index 6.92
Profitability Index 7.01
Reserve Adequacy Index --
Stability Index 8.41
Company Info Blue Cross & Blue Shield of AL
Birmingham, AL
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Industry Health
NAIC Number 55433
Phone Number (205) 220-2100
Website www.bcbsal.org
Address 450 Riverchase Parkway East Birmingham, AL 35244
Balance Sheet Blue Cross & Blue Shield of AL
Birmingham, AL
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Total Assets 5.74B
Capital and Reserves Blue Cross & Blue Shield of AL
Birmingham, AL
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Risk-Adjusted Capital Ratio #1 6.74
Risk-Adjusted Capital Ratio #2 5.61
1-Year Reserve Development --
2-Year Reserve Development --
Capital 3.52B
Premium to Surplus --
Reserves to Surplus --
Investments Blue Cross & Blue Shield of AL
Birmingham, AL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Blue Cross & Blue Shield of AL
Birmingham, AL
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Medical Loss Ratio 89.23%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Blue Cross & Blue Shield of AL
Birmingham, AL
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Bonus Pay 24.58K
Capitation Pay 2.20K
Contractual Pay 7.26M
Enrollment 1.82M
Fee For Service 333.00
Medical Expense Per Member Per Month $339.00
Network Physicians 60.73K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 12.34M
Total Patient Encounters-Non-Physician 8.83M
Profitability Blue Cross & Blue Shield of AL
Birmingham, AL
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Net Income 368.63M
Net Premium 8.24B
Health Premium 8.24B