Blue Cross & Blue Shield of AL
Major Rating Factors:
Excellent overall profitability index (6.9 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (7.2) containing small junk bond exposure.
Other Rating Factors:
Excellent overall results on stability tests (8.5) based on consistent premium and capital growth in the last five years. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business:
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Licensed in:
AL
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Blue Cross and Blue Shield of Alabama
Investment Rating
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Company Address
450 Riverchase Parkway East
Birmingham, AL 35244
Birmingham, AL 35244
Phone Number
(205) 220-2100
NAIC Number
55433
Website
Largest Affiliates