Major Rating Factors:
Fair overall results on stability tests (4.1 on a scale of 0 to 10) based on an overall decline in enrollment over the past five years despite growth in 2021. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Weak quality investment portfolio (0.5) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent profitability (8.1) with operating gains in each of the last five years.
Other Rating Factors:
Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
AL, AR, DC, DE, LA, MD, MO, MT, ND, TX, VA, WV
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
10175 Little Patuxent Parkway
Columbia, MD 21044
Columbia, MD 21044
Phone Number
(240) 683-5250
NAIC Number
60321
Website
Largest Affiliates