B
Humana Health Ins Co of FL Inc
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Good quality investment portfolio (6.6 on a scale of 0 to 10) containing junk bond exposure equal to 82.5% of capital. Good overall results on stability tests (5.5) despite rapid premium growth over the last five years, excessive capital growth during 2022. Rating is significantly influenced by the excellent financial results of Humana Inc. Excellent capitalization (7.7) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2020.
Other Rating Factors: Excellent liquidity (7.1) with ample operational cash flow and liquid investments. Weak profitability index (1.4) with operating losses during 2020 and 2021. Average return on equity over the last five years has been poor at -2.0%.
Principal Lines of Business: --
Licensed in: AL, CO, FL, GA, IL, KY, MI, NC, SC, TN, TX, VA, WI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
401
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Humana Inc
Investment Rating
HUM
Company Address
500 West Main Street
Louisville, KY 40202
Phone Number
(305) 626-5616
NAIC Number
69671
Largest Affiliates
A
De Pere, WI - Health
A
Louisville, KY - Health
A
Louisville, KY - Health
A
Milwaukee, WI - Health
A
Louisville, KY - Health