B
QualChoice L&H Ins Co
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
22.15
Risk Adjusted
Capital Ratio #2
18.46
Total
Assets
183.80M
Capital
71.67M
Health
Premiums
236.15M
Net
Income
30.13M
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Weiss Ratings QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index 4.76
Liquidity Index 7.85
Profitability Index 7.20
Reserve Adequacy Index --
Stability Index 6.68
Company Info QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Industry Health
NAIC Number 70998
Phone Number (314) 725-4477
Website www.qualchoice.com
Address Centene Plaza Saint Louis, MO 63105
Balance Sheet QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Total Assets 183.80M
Capital and Reserves QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Risk-Adjusted Capital Ratio #1 22.15
Risk-Adjusted Capital Ratio #2 18.46
1-Year Reserve Development --
2-Year Reserve Development --
Capital 71.67M
Premium to Surplus --
Reserves to Surplus --
Investments QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Medical Loss Ratio 72.92%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Bonus Pay 51.09K
Capitation Pay 38.15K
Contractual Pay 88.86K
Enrollment 39.09K
Fee For Service 0.00
Medical Expense Per Member Per Month $324.00
Network Physicians 33.93K
Other Pay --
Salary Pay 1.29K
Total Patient Encounters - Physician 286.42K
Total Patient Encounters-Non-Physician 523.66K
Profitability QualChoice L&H Ins Co
Saint Louis, MO 		Click to
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Net Income 30.13M
Net Premium 236.36M
Health Premium 236.15M