QualChoice L&H Ins Co
Major Rating Factors:
Good overall profitability index (5.8 on a scale of 0 to 10) despite operating losses during 2017 and 2019. Good quality investment portfolio (6.6) containing junk bond exposure equal to 80.3% of capital. Good overall results on stability tests (5.8) despite inconsistent enrollment growth in the past five years due to declines in 2018 and 2021, excessive capital growth during 2021. Rating is significantly influenced by the acceptable financial results of Centene Corporation.
Other Rating Factors:
Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
AR, NE
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Centene Corporation
Investment Rating
Company Address
Centene Plaza
Saint Louis, MO 63105
Saint Louis, MO 63105
Phone Number
(314) 725-4477
NAIC Number
70998
Website
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