Major Rating Factors:
Excellent profitability (9.0 on a scale of 0 to 10) despite a decline in earnings during 2021. Excellent overall capitalization (9.2) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good quality investment portfolio (6.6) containing junk bond exposure equal to 76.6% of capital. Fair overall results on stability tests (4.4). Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated.
Principal Lines of Business:
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Licensed in:
All states and VI
Principal Enrollment Breakdown:
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Corporate Info
UnitedHealth Group Incorporated
2720 North Tenaya Way
Las Vegas, NV 89128
Las Vegas, NV 89128
(702) 242-7732
71420
Largest Affiliates