Major Rating Factors:
Excellent profitability (8.8 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent capitalization index (8.2) based on good current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good quality investment portfolio (6.7) containing junk bond exposure equal to 81.9% of capital. Good overall results on stability tests (5.9). Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated.
Principal Lines of Business:
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Licensed in:
All states and VI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
2720 North Tenaya Way
Las Vegas, NV 89128
Las Vegas, NV 89128
Phone Number
(702) 242-7732
NAIC Number
71420
Largest Affiliates