All Savers Ins Co
Major Rating Factors:
Fair profitability index (3.0 on a scale of 0 to 10) with operating losses during 2021 and 2022. Return on equity has been low, averaging 2.6% over the last five years. Good overall results on stability tests (6.5) based on consistent premium and capital growth in the last five years but a decline in the number of member physicians during 2023. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Excellent overall capitalization (7.8) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
All states except CA, MA, MN, NJ, NY, also licensed in VI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
7440 Woodland Drive
Indianapolis, IN 46278
Indianapolis, IN 46278
Phone Number
(317) 715-7056
NAIC Number
82406
Website
Largest Affiliates