UnitedHealthcare Ins Co of Am
Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) based on an excessive 91% enrollment growth during the period, excessive premium growth during 2021. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Good overall profitability index (5.4) despite operating losses during 2017 and 2018. Excellent overall capitalization (7.8) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent quality investment portfolio (9.7) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
All states except NY
Principal Enrollment Breakdown:
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