UnitedHealthcare Ins Co of Am
Major Rating Factors:
Good overall profitability index (5.4 on a scale of 0 to 10) despite operating losses during 2018 and 2022. Weak quality investment portfolio (0.2) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Weak overall results on stability tests (1.9) based on a significant -74% decrease in enrollment during the period, a steep decline in premium revenue in 2022 and a decline in the number of member physicians during 2022. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated.
Other Rating Factors:
Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (9.6) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
All states except NY
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
1600 McConnor Parkway
Schaumburg, IL 60173
Schaumburg, IL 60173
Phone Number
(224) 231-1451
NAIC Number
84549
Website
Largest Affiliates