C
CITIZENS SECURITY LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (3.3 on a scale of 0 to 10). Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves. Weak Liquidity (0.2) as a spike in claims may stretch capacity.
Other Rating Factors: Weak overall results on stability tests (2.2). Strong capitalization (9.1) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, CA, HI, ID, NY, OR, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
12910 Shelbyville Rd Ste 300
Louisville, KY 40207
Phone Number
(502) 244-2420
NAIC Number
61921
Largest Affiliates
No affiliate information available.