CITIZENS SECURITY LIFE INS CO
Major Rating Factors:
Fair current capitalization (4.8 on a scale of 0 to 10) based on mixed results -- excessive policy leverage mitigated by fair risk adjusted capital (severe loss scenario), although results have slipped from the excellent range over the last year. Fair quality investment portfolio (3.3). Fair overall results on stability tests (3.5) including fair risk adjusted capital in prior years.
Other Rating Factors:
Good Liquidity (6.9). Excellent profitability (9.5) with operating gains in each of the last five years.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (100.0%)
Licensed in:
All states except AK, CA, HI, ID, NY, OR, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
12910 Shelbyville Rd Ste 300
Louisville, KY 40207
Louisville, KY 40207
Phone Number
(502) 244-2420
NAIC Number
61921
Website
Largest Affiliates
No affiliate information available.