CITIZENS SECURITY LIFE INS CO

Louisville, KY

Rating Date

July 2025

NAIC
Classification

Life & Annuity

Risk Adjusted
Capital Ratio #1

0.85

Risk Adjusted
Capital Ratio #2

0.76

Total
Assets

40.13M

Capital

25.79M

Net
Premiums

29.19M

Net
Income

2.53M

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Weiss Ratings	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	5.10
Investment Safety Index	4.00
Liquidity Index	7.10
Profitability Index	8.80
Reserve Adequacy Index	--
Stability Index	4.70

Company Info	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Industry	L&A
NAIC Number	61921
Phone Number	(502) 244-2420
Website	www.cslico.com
Address	12910 Shelbyville Rd Ste 300 Louisville, KY 40243

Balance Sheet	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	40.13M

Capital and Reserves	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.85
Risk-Adjusted Capital Ratio #2	0.76
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	25.79M
Premium to Surplus	--
Reserves to Surplus	--

Investments	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Cash	52.21%
CMO & Structured Securities	0.00%
Common & Preferred Stock	23.07%
Invested Assets	30.17
Investments in Affiliates	0.00%
Mortgages in Good Standing	0.00%
Non-Investment Grade Bonds	1.66%
Non-Performing Mortgages	0.00%
Other Investment Grade Bonds	8.31%
Other Investments	0.36%
Real Estate	14.75%

Operating Ratios	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	CITIZENS SECURITY LIFE INS CO Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Net Income	2.53M
Net Premium	29.19M
Health Premium	--