C
CITIZENS SECURITY LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair quality investment portfolio (4.1 on a scale of 0 to 10). Fair overall results on stability tests (4.7) including fair risk adjusted capital in prior years. Good current capitalization (5.0) based on mixed results -- excessive policy leverage mitigated by good risk adjusted capital (severe loss scenario) reflecting some improvement over results in 2019.
Other Rating Factors: Excellent profitability (8.6) with operating gains in each of the last five years. Excellent Liquidity (7.1).
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, CA, HI, ID, NY, OR, WA, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
12910 Shelbyville Rd Ste 300
Louisville, KY 40243
Phone Number
(502) 244-2420
NAIC Number
61921
Largest Affiliates
No affiliate information available.