B
AMERICO FINANCIAL LIFE & ANNUITY INS
DallasTX
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (6.0 on a scale of 0 to 10) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.3). Stability strengths include excellent operational trends and excellent risk diversification. Fair quality investment portfolio (4.6).
Other Rating Factors: Fair profitability (4.5). Strong capitalization (7.5) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. G - Fast asset or premium growth. I - Past results on our Investment Safety Index.
Principal Lines of Business: Ind annuities (54.2%), ind health (2.2%), group life (1.5%), group annuities (0.1%), other (41.9%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Americo Life Inc
Investment Rating
--
Company Address
PO Box 139061
Dallas, TX 75313
Phone Number
(816) 391-2000
NAIC Number
61999
Largest Affiliates