B
HCC LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.8 on a scale of 0 to 10) despite fair financial strength of affiliated HCC Ins Holdings Inc. Other stability subfactors include excellent operational trends and excellent risk diversification. Good Liquidity (6.8) with sufficient resources to handle a spike in claims. Strong capitalization (9.8) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (7.7). Excellent profitability (9.4) with operating gains in each of the last five years.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
HCC Ins Holdings Inc
Investment Rating
--
Company Address
150 West Market Street Ste 800
Indianapolis, IN 46204
Phone Number
(770) 973-9851
NAIC Number
92711
Largest Affiliates
C
Schaumburg, IL - L&A
B
Saint Louis, MO - P&C
B
Bala Cynwyd, PA - P&C
A
Houston, TX - P&C
C
White Plains, NY - P&C