Major Rating Factors:
Good overall profitability (5.4 on a scale of 0 to 10). Return on equity has been low, averaging 4.2%. Fair overall results on stability tests (4.5) including fair financial strength of affiliated LDS Group. Strong overall capitalization (9.6) based on excellent risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years.
Other Rating Factors:
High quality investment portfolio (7.7). Excellent Liquidity (9.5).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Credit life (86.5%), group health (13.5%)
Licensed in:
MS
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
LDS Group
Investment Rating
--
Company Address
190 EAST CAPITAL SUITE 800
JACKSON, MS 39201
JACKSON, MS 39201
Phone Number
--
NAIC Number
93650
Website
Largest Affiliates