C
Lyndon Southern Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Vulnerable liquidity (0.8 on a scale of 0 to 10) as a spike in claims may stretch capacity. Good long-term capitalization index (6.1) based on fair current risk adjusted capital (moderate loss scenarios). History of adequate reserve strength (5.3) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (8.7). Excellent overall results on stability tests (7.3). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. L - Past results on our liquidity tests.
Principal Lines of Business: Comm multi (12.5%), personal/comm auto (11.3%), fire (11.1%), homeowners (7.4%), fin guar/surety (5.1%), other (52.6%)
Licensed in: All states except CA, NY, WI
Principal Investments: Investment grade bonds (68.8%), common stock (9.1%), non investment grade bonds (5.4%), preferred stock (0.1%), other (16.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Tiptree Inc
Investment Rating
Company Address
10751 Deerwood Park Boulevard
Jacksonville, FL 32256
Phone Number
(904) 350-9660
NAIC Number
10051
Largest Affiliates
C
Jacksonville, FL - P&C
B
Jacksonville, FL - P&C
C
Woodstock, GA - L&A
C
Jacksonville, FL - P&C
A
Jacksonville, FL - P&C