Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,533
359
1,892
18.97%
22.80%
2023
1,437
349
1,786
19.54%
22.83%
2022
1,424
479
1,903
25.17%
23.10%
2021
1,259
426
1,685
25.28%
22.81%
2020
0
0
0
0.00%
21.51%
2019
0
0
0
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
501
100
601
16.64%
47.78%
2023
513
97
610
15.90%
47.29%
2022
514
227
741
30.63%
45.44%
2021
463
187
650
28.77%
44.40%
2020
0
0
0
0.00%
42.45%
2019
0
0
0
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
204
145
349
41.55%
41.49%
2023
218
161
379
42.48%
38.64%
2022
238
0
238
0.00%
39.39%
2021
185
129
314
41.08%
40.41%
2020
0
0
0
0.00%
48.09%
2019
0
0
0
0.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
3
3
100.00%
39.63%
2023
3
3
6
50.00%
36.96%
2022
7
9
16
56.25%
37.07%
2021
4
3
7
42.86%
39.17%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
81.20%
2023
1
3
4
75.00%
74.87%
2022
0
7
7
100.00%
72.69%
2021
0
7
7
100.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
91
183
274
66.79%
12.77%
2023
101
183
284
64.44%
16.34%
2022
94
247
341
72.43%
11.13%
2021
120
253
373
67.83%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
394
66
460
14.35%
45.00%
2023
383
66
449
14.70%
44.64%
2022
311
93
404
23.02%
46.15%
2021
239
78
317
24.61%
46.87%
2020
0
0
0
0.00%
43.90%
2019
0
0
0
0.00%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
64.02%
2023
1
0
1
0.00%
62.55%
2022
2
1
3
33.33%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%