| Weiss Ratings |
OPTIMA Seguros
San Juan, PR |
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| Rating | ||||
| Capitalization Index | 8.20 | |||
| Investment Safety Index | -- | |||
| Liquidity Index | 6.90 | |||
| Profitability Index | 8.80 | |||
| Reserve Adequacy Index | 9.60 | |||
| Stability Index | 5.20 | |||
| Company Info |
OPTIMA Seguros
San Juan, PR |
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| Industry | P&C | |||
| NAIC Number | 10140 | |||
| Phone Number | (787) 765-2100 | |||
| Website | www.optimapr.com | |||
| Address | 1101 Munoz Rivera Avenue San Juan, PR 00925 | |||
| Balance Sheet |
OPTIMA Seguros
San Juan, PR |
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| Total Assets | 135.50M | |||
| Capital and Reserves |
OPTIMA Seguros
San Juan, PR |
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| Risk-Adjusted Capital Ratio #1 | 4.01 | |||
| Risk-Adjusted Capital Ratio #2 | 2.40 | |||
| 1-Year Reserve Development | -14.07% | |||
| 2-Year Reserve Development | -22.89% | |||
| Capital | 62.78M | |||
| Premium to Surplus | 75.21% | |||
| Reserves to Surplus | 45.81% | |||
| Investments |
OPTIMA Seguros
San Juan, PR |
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| Cash | -- | |||
| CMO & Structured Securities | -- | |||
| Common & Preferred Stock | -- | |||
| Invested Assets | -- | |||
| Investments in Affiliates | -- | |||
| Mortgages in Good Standing | -- | |||
| Non-Investment Grade Bonds | -- | |||
| Non-Performing Mortgages | -- | |||
| Other Investment Grade Bonds | -- | |||
| Other Investments | -- | |||
| Real Estate | -- | |||
| Operating Ratios |
OPTIMA Seguros
San Juan, PR |
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| Medical Loss Ratio | -- | |||
| Cash From Underwriting | 137.75% | |||
| Combined Ratio | 75.90% | |||
| Expense Ratio | 39.39% | |||
| Loss Ratio | 36.51% | |||
| Net Premium Growth | -8.91% | |||
| Other Medical |
OPTIMA Seguros
San Juan, PR |
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| Bonus Pay | -- | |||
| Capitation Pay | -- | |||
| Contractual Pay | -- | |||
| Enrollment | -- | |||
| Fee For Service | -- | |||
| Medical Expense Per Member Per Month | -- | |||
| Network Physicians | -- | |||
| Other Pay | -- | |||
| Salary Pay | -- | |||
| Total Patient Encounters - Physician | -- | |||
| Total Patient Encounters-Non-Physician | -- | |||
| Profitability |
OPTIMA Seguros
San Juan, PR |
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| Net Income | 12.03M | |||
| Net Premium | 47.21M | |||
| Health Premium | -- | |||