B
OPTIMA Seguros
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.60
Risk Adjusted
Capital Ratio #2
1.60
Loss
Ratio
38.67%
Total
Assets
132.64M
Capital
53.92M
Net
Premiums
51.83M
Net
Income
9.47M
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Weiss Ratings OPTIMA Seguros
San Juan, PR 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 8.80
Reserve Adequacy Index 9.60
Stability Index 4.80
Company Info OPTIMA Seguros
San Juan, PR 		Click to
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Industry P&C
NAIC Number 10140
Phone Number (787) 765-2100
Website www.optimapr.com
Address 1101 Munoz Rivera Avenue San Juan, PR 00925
Balance Sheet OPTIMA Seguros
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Total Assets 132.64M
Capital and Reserves OPTIMA Seguros
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Risk-Adjusted Capital Ratio #1 2.60
Risk-Adjusted Capital Ratio #2 1.60
1-Year Reserve Development -1,330.00%
2-Year Reserve Development -2,050.00%
Capital 53.92M
Premium to Surplus 100.00%
Reserves to Surplus 50.00%
Investments OPTIMA Seguros
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios OPTIMA Seguros
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 70.00%
Expense Ratio 40.00%
Loss Ratio 38.67%
Net Premium Growth 10.00%
Other Medical OPTIMA Seguros
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability OPTIMA Seguros
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Net Income 9.47M
Net Premium 51.83M
Health Premium --