Kentucky Employers Mutual Ins

Lexington, KY

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.98

Risk Adjusted
Capital Ratio #2

1.38

Loss
Ratio

69.49%

Total
Assets

1.20B

Capital

427.72M

Net
Premiums

132.50M

Net
Income

33.50M

My Lists My Alerts

Weiss Ratings	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.60
Investment Safety Index	--
Liquidity Index	7.10
Profitability Index	8.60
Reserve Adequacy Index	5.00
Stability Index	6.80

Company Info	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	10320
Phone Number	(859) 425-7800
Website	www.kemi.com
Address	250 West Main Street Lexington, KY 40507

Balance Sheet	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.20B

Capital and Reserves	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.98
Risk-Adjusted Capital Ratio #2	1.38
1-Year Reserve Development	-1.53%
2-Year Reserve Development	-12.79%
Capital	427.72M
Premium to Surplus	30.98%
Reserves to Surplus	150.81%

Investments	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	92.80%
Combined Ratio	102.78%
Expense Ratio	33.29%
Loss Ratio	69.49%
Net Premium Growth	-8.35%

Other Medical	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Kentucky Employers Mutual Ins Lexington, KY	Click to Compare	Click to Compare	Click to Compare
Net Income	33.50M
Net Premium	132.50M
Health Premium	--