Major Rating Factors:
Fair reserve development (4.8 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years.
Other Rating Factors:
Excellent profitability index (8.6) with operating gains in each of the last five years. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (100.0%)
Licensed in:
KY
Principal Investments:
Investment grade bonds (86.3%), common stock (6.2%), non investment grade bonds (1.9%), cash (1.2%), preferred stock (0.3%), other (4.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
250 West Main Street
Lexington, KY 40507
Lexington, KY 40507
Phone Number
(859) 425-7800
NAIC Number
10320
Website
Largest Affiliates
No affiliate information available.