Major Rating Factors:
History of adequate reserve strength (5.0 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years.
Other Rating Factors:
Excellent profitability index (8.6). Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Work comp (100.0%)
Licensed in:
KY
Principal Investments:
Investment grade bonds (86.8%), common stock (5.2%), non investment grade bonds (2.7%), cash (1.0%), preferred stock (0.3%), other (4.1%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
250 West Main Street
Lexington, KY 40507
Lexington, KY 40507
Phone Number
(859) 425-7800
NAIC Number
10320
Website
Largest Affiliates
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