Major Rating Factors:
Good long-term capitalization index (6.2 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Good overall results on stability tests (5.7) despite. The largest net exposure for one risk is conservative at 1.9% of capital. Ample reserve history (9.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.8). Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fin guar/surety (6.1%), comm multi (4.1%), personal/comm auto (1.1%), product liab. (0.3%), other (88.4%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (96.3%), cash (3.7%)
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
8490 Progress Drive
Frederick, MD 21701
Frederick, MD 21701
Phone Number
(301) 694-5700
NAIC Number
10367
Website
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