A
Erie & Niagara Ins Assn
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.70
Risk Adjusted
Capital Ratio #2
3.80
Loss
Ratio
59.77%
Total
Assets
428.88M
Capital
268.00M
Net
Premiums
137.20M
Net
Income
2.57M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
676
229
905
25.30%
41.75%
2023
543
236
779
30.30%
38.64%
2022
649
229
878
26.08%
39.39%
2021
522
255
777
32.82%
40.41%
2020
435
383
818
46.82%
48.09%
2019
524
227
751
30.23%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,554
396
1,950
20.31%
39.58%
2023
1,215
387
1,602
24.16%
36.96%
2022
1,362
439
1,801
24.38%
37.07%
2021
1,284
477
1,761
27.09%
39.17%
2020
1,057
329
1,386
23.74%
35.42%
2019
1,255
451
1,706
26.44%
35.34%