A
Erie & Niagara Ins Assn
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.43
Risk Adjusted
Capital Ratio #2
3.69
Loss
Ratio
57.35%
Total
Assets
487.09M
Capital
294.40M
Net
Premiums
156.45M
Net
Income
20.45M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
596
242
838
28.88%
42.44%
2024
676
229
905
25.30%
41.75%
2023
543
236
779
30.30%
38.64%
2022
649
229
878
26.08%
39.39%
2021
522
255
777
32.82%
40.41%
2020
435
383
818
46.82%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,532
408
1,940
21.03%
38.98%
2024
1,554
396
1,950
20.31%
39.58%
2023
1,215
387
1,602
24.16%
36.96%
2022
1,362
439
1,801
24.38%
37.07%
2021
1,284
477
1,761
27.09%
39.17%
2020
1,057
329
1,386
23.74%
35.42%