A
Erie & Niagara Ins Assn
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.72
Risk Adjusted
Capital Ratio #2
3.80
Loss
Ratio
59.77%
Total
Assets
446.55M
Capital
279.61M
Net
Premiums
70.98M
Net
Income
8.86M
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Weiss Ratings Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 5.30
Reserve Adequacy Index 6.30
Stability Index 7.40
Company Info Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Industry P&C
NAIC Number 10374
Phone Number (716) 632-5433
Website www.enia.com
Address 8800 Sheridan Drive Williamsville, NY 14221
Balance Sheet Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Total Assets 446.55M
Capital and Reserves Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Risk-Adjusted Capital Ratio #1 5.72
Risk-Adjusted Capital Ratio #2 3.80
1-Year Reserve Development 30.00%
2-Year Reserve Development 420.00%
Capital 279.61M
Premium to Surplus 50.00%
Reserves to Surplus 20.00%
Investments Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.24%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 59.77%
Net Premium Growth 10.00%
Other Medical Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Net Income 8.86M
Net Premium 70.98M
Health Premium --