A
Erie & Niagara Ins Assn
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.43
Risk Adjusted
Capital Ratio #2
3.69
Loss
Ratio
57.35%
Total
Assets
487.09M
Capital
294.40M
Net
Premiums
156.45M
Net
Income
20.45M
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Weiss Ratings Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 6.00
Reserve Adequacy Index 6.50
Stability Index 7.40
Company Info Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Industry P&C
NAIC Number 10374
Phone Number (716) 632-5433
Website www.enia.com
Address 8800 Sheridan Drive Williamsville, NY 14221
Balance Sheet Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Total Assets 487.09M
Capital and Reserves Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Risk-Adjusted Capital Ratio #1 5.43
Risk-Adjusted Capital Ratio #2 3.69
1-Year Reserve Development -0.88%
2-Year Reserve Development -0.33%
Capital 294.40M
Premium to Surplus 53.14%
Reserves to Surplus 26.59%
Investments Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.21%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 124.27%
Combined Ratio 93.31%
Expense Ratio 35.96%
Loss Ratio 57.35%
Net Premium Growth 14.03%
Other Medical Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Erie & Niagara Ins Assn
Williamsville, NY 		Click to
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Net Income 20.45M
Net Premium 156.45M
Health Premium --