Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,310
1,108
2,418
45.82%
23.88%
2024
1,310
1,166
2,476
47.09%
23.31%
2023
431
103
534
19.29%
22.83%
2022
392
109
501
21.76%
23.10%
2021
217
195
412
47.33%
22.81%
2020
116
34
150
22.67%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
352
1,042
1,394
74.75%
49.08%
2024
331
1,008
1,339
75.28%
47.46%
2023
192
1,016
1,208
84.11%
47.29%
2022
280
142
422
33.65%
45.44%
2021
186
198
384
51.56%
44.40%
2020
122
33
155
21.29%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,077
1,679
2,756
60.92%
42.44%
2024
1,213
1,679
2,892
58.06%
41.75%
2023
0
0
0
0.00%
38.64%
2022
9
7
16
43.75%
39.39%
2021
28
24
52
46.15%
40.41%
2020
77
92
169
54.44%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
45
517
562
91.99%
83.87%
2024
33
359
392
91.58%
81.44%
2023
6
144
150
96.00%
74.87%
2022
8
111
119
93.28%
72.69%
2021
2
60
62
96.77%
79.01%
2020
6
17
23
73.91%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
161
151
312
48.40%
13.25%
2024
118
83
201
41.29%
12.32%
2023
117
79
196
40.31%
16.34%
2022
24
4
28
14.29%
11.13%
2021
6
2
8
25.00%
18.93%
2020
0
0
0
0.00%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4
8
12
66.67%
63.59%
2024
2
4
6
66.67%
63.97%
2023
10
9
19
47.37%
62.55%
2022
23
2
25
8.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
443
235
678
34.66%
34.83%
2024
504
433
937
46.21%
35.33%
2023
505
261
766
34.07%
35.67%
2022
221
240
461
52.06%
37.14%
2021
171
249
420
59.29%
35.46%
2020
89
98
187
52.41%
33.86%