B
Berkshire Hathaway Direct Ins
Omaha,  NE
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Berkshire Hathaway Direct Ins
Omaha, NE
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Rating B
Capitalization Index 7.80
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 3.90
Reserve Adequacy Index 7.00
Stability Index 6.30
Company Info Berkshire Hathaway Direct Ins
Omaha, NE
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Industry P&C
NAIC Number 10391
Phone Number (402) 916-3000
Website www.nationalindemnity.com/about-us/affiliated-companies-operations.html
Address 1314 Douglas Street Omaha, NE 68102
Balance Sheet Berkshire Hathaway Direct Ins
Omaha, NE
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Total Assets 928.63M
Capital and Reserves Berkshire Hathaway Direct Ins
Omaha, NE
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Risk-Adjusted Capital Ratio #1 2.61
Risk-Adjusted Capital Ratio #2 1.53
1-Year Reserve Development 0.66%
2-Year Reserve Development 0.60%
Capital 220.55M
Premium to Surplus 38.69%
Reserves to Surplus 46.46%
Investments Berkshire Hathaway Direct Ins
Omaha, NE
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Berkshire Hathaway Direct Ins
Omaha, NE
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Medical Loss Ratio --
Cash From Underwriting 294.90%
Combined Ratio 119.37%
Expense Ratio 51.03%
Loss Ratio 68.34%
Net Premium Growth 18.84%
Other Medical Berkshire Hathaway Direct Ins
Omaha, NE
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Berkshire Hathaway Direct Ins
Omaha, NE
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Net Income -4.86M
Net Premium 85.34M
Health Premium --