Tokio Marine America Ins Co
					
										Auto Physical Damage
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										2,434
									
									
										1,922
									
									
										4,356
									
									
										44.12%
									
									
										23.31%
									
								
										2023
									
									
										2,322
									
									
										1,817
									
									
										4,139
									
									
										43.90%
									
									
										22.83%
									
								
										2022
									
									
										2,973
									
									
										1,510
									
									
										4,483
									
									
										33.68%
									
									
										23.10%
									
								
										2021
									
									
										2,627
									
									
										1,811
									
									
										4,438
									
									
										40.81%
									
									
										22.81%
									
								
										2020
									
									
										2,287
									
									
										1,720
									
									
										4,007
									
									
										42.92%
									
									
										21.51%
									
								
										2019
									
									
										3,259
									
									
										2,669
									
									
										5,928
									
									
										45.02%
									
									
										22.66%
									
								
										Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										736
									
									
										3,895
									
									
										4,631
									
									
										84.11%
									
									
										47.45%
									
								
										2023
									
									
										679
									
									
										1,959
									
									
										2,638
									
									
										74.26%
									
									
										47.29%
									
								
										2022
									
									
										733
									
									
										3,092
									
									
										3,825
									
									
										80.84%
									
									
										45.44%
									
								
										2021
									
									
										758
									
									
										1,841
									
									
										2,599
									
									
										70.83%
									
									
										44.40%
									
								
										2020
									
									
										671
									
									
										1,582
									
									
										2,253
									
									
										70.22%
									
									
										42.45%
									
								
										2019
									
									
										1,084
									
									
										2,593
									
									
										3,677
									
									
										70.52%
									
									
										44.33%
									
								
										Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										110
									
									
										107
									
									
										217
									
									
										49.31%
									
									
										41.74%
									
								
										2023
									
									
										143
									
									
										126
									
									
										269
									
									
										46.84%
									
									
										38.64%
									
								
										2022
									
									
										149
									
									
										157
									
									
										306
									
									
										51.31%
									
									
										39.39%
									
								
										2021
									
									
										144
									
									
										142
									
									
										286
									
									
										49.65%
									
									
										40.41%
									
								
										2020
									
									
										128
									
									
										87
									
									
										215
									
									
										40.47%
									
									
										48.09%
									
								
										2019
									
									
										203
									
									
										122
									
									
										325
									
									
										37.54%
									
									
										43.30%
									
								
										Homeowners & Farmowners
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										143
									
									
										55
									
									
										198
									
									
										27.78%
									
									
										39.58%
									
								
										2023
									
									
										259
									
									
										79
									
									
										338
									
									
										23.37%
									
									
										36.96%
									
								
										2022
									
									
										174
									
									
										70
									
									
										244
									
									
										28.69%
									
									
										37.07%
									
								
										2021
									
									
										175
									
									
										61
									
									
										236
									
									
										25.85%
									
									
										39.17%
									
								
										2020
									
									
										220
									
									
										55
									
									
										275
									
									
										20.00%
									
									
										35.42%
									
								
										2019
									
									
										224
									
									
										73
									
									
										297
									
									
										24.58%
									
									
										35.34%
									
								
										Other Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										81.44%
									
								
										2023
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										74.87%
									
								
										2022
									
									
										0
									
									
										8
									
									
										8
									
									
										100.00%
									
									
										72.69%
									
								
										2021
									
									
										1
									
									
										2
									
									
										3
									
									
										66.67%
									
									
										79.01%
									
								
										2020
									
									
										1
									
									
										12
									
									
										13
									
									
										92.31%
									
									
										80.13%
									
								
										2019
									
									
										0
									
									
										2
									
									
										2
									
									
										100.00%
									
									
										77.47%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										34
									
									
										148
									
									
										182
									
									
										81.32%
									
									
										12.32%
									
								
										2023
									
									
										36
									
									
										103
									
									
										139
									
									
										74.10%
									
									
										16.34%
									
								
										2022
									
									
										58
									
									
										332
									
									
										390
									
									
										85.13%
									
									
										11.13%
									
								
										2021
									
									
										52
									
									
										171
									
									
										223
									
									
										76.68%
									
									
										18.93%
									
								
										2020
									
									
										49
									
									
										147
									
									
										196
									
									
										75.00%
									
									
										20.93%
									
								
										2019
									
									
										73
									
									
										185
									
									
										258
									
									
										71.71%
									
									
										16.90%
									
								
										Private Passenger Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										200
									
									
										85
									
									
										285
									
									
										29.82%
									
									
										45.22%
									
								
										2023
									
									
										258
									
									
										111
									
									
										369
									
									
										30.08%
									
									
										44.64%
									
								
										2022
									
									
										243
									
									
										96
									
									
										339
									
									
										28.32%
									
									
										46.15%
									
								
										2021
									
									
										210
									
									
										85
									
									
										295
									
									
										28.81%
									
									
										46.87%
									
								
										2020
									
									
										221
									
									
										80
									
									
										301
									
									
										26.58%
									
									
										43.90%
									
								
										2019
									
									
										370
									
									
										144
									
									
										514
									
									
										28.02%
									
									
										42.09%
									
								
										Product Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										0
									
									
										142
									
									
										142
									
									
										100.00%
									
									
										84.35%
									
								
										2023
									
									
										0
									
									
										112
									
									
										112
									
									
										100.00%
									
									
										68.07%
									
								
										2022
									
									
										5
									
									
										207
									
									
										212
									
									
										97.64%
									
									
										77.84%
									
								
										2021
									
									
										1
									
									
										43
									
									
										44
									
									
										97.73%
									
									
										84.45%
									
								
										2020
									
									
										6
									
									
										42
									
									
										48
									
									
										87.50%
									
									
										83.02%
									
								
										2019
									
									
										6
									
									
										65
									
									
										71
									
									
										91.55%
									
									
										81.57%
									
								
										Product Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										2
									
									
										106
									
									
										108
									
									
										98.15%
									
									
										63.97%
									
								
										2023
									
									
										3
									
									
										38
									
									
										41
									
									
										92.68%
									
									
										62.55%
									
								
										2022
									
									
										3
									
									
										64
									
									
										67
									
									
										95.52%
									
									
										56.52%
									
								
										2021
									
									
										7
									
									
										67
									
									
										74
									
									
										90.54%
									
									
										62.74%
									
								
										2020
									
									
										9
									
									
										43
									
									
										52
									
									
										82.69%
									
									
										61.51%
									
								
										2019
									
									
										7
									
									
										64
									
									
										71
									
									
										90.14%
									
									
										70.02%
									
								
										Workers' Compensation
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										797
									
									
										341
									
									
										1,138
									
									
										29.96%
									
									
										35.33%
									
								
										2023
									
									
										453
									
									
										620
									
									
										1,073
									
									
										57.78%
									
									
										35.67%
									
								
										2022
									
									
										853
									
									
										390
									
									
										1,243
									
									
										31.38%
									
									
										37.14%
									
								
										2021
									
									
										460
									
									
										562
									
									
										1,022
									
									
										54.99%
									
									
										35.46%
									
								
										2020
									
									
										398
									
									
										547
									
									
										945
									
									
										57.88%
									
									
										33.86%
									
								
										2019
									
									
										489
									
									
										537
									
									
										1,026
									
									
										52.34%
									
									
										34.01%