B
Tokio Marine America Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.6 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.2) despite. The largest net exposure for one risk is high at 3.2% of capital. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent profitability index (7.2).
Stability Factors:
Principal Lines of Business: Fire (17.1%), personal/comm auto (15.1%), work comp (9.4%), comm multi (5.8%), product liab. (5.7%), homeowners (0.2%), other (46.8%)
Licensed in: All states and PR
Principal Investments: Investment grade bonds (79.3%), common stock (11.3%), non investment grade bonds (2.1%), cash (1.8%), preferred stock (1.4%), other (4.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 227-1253
NAIC Number
10945
Largest Affiliates
C
Schaumburg, IL - L&A
C
Saint Louis, MO - P&C
B
Bala Cynwyd, PA - P&C
A
Houston, TX - P&C
B
Houston, TX - P&C