Major Rating Factors:
                     Fair overall results on stability tests (4.1 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 7.2% of capital. Good long-term capitalization index (5.5) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range over the last two years. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
                
            
                    Other Rating Factors:
                     Excellent profitability index (8.8) with operating gains in each of the last five years. Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
                
            
                    Stability Factors:
                    			T - Significant trends in critical asset, liability, income or expense items.
                
            
                    Principal Lines of Business:
                    Other (100%)
                
            
                    Licensed in:
                    OK
                
            
                    Principal Investments:
                    Investment grade bonds (95.6%), cash (4.4%)
                
            Corporate Info
    Group Affiliation
        Tokio Marine Holdings Inc
    Investment Rating
        
                --
        
    Company Address
        
                
                     13403 Northwest Freeway 
Houston, TX 77040
    Houston, TX 77040
Phone Number
        (713) 324-1000
    NAIC Number
          11243
    Website
        
    Largest Affiliates