Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
158
31
189
16.40%
23.88%
2024
205
37
242
15.29%
23.31%
2023
185
29
214
13.55%
22.83%
2022
140
20
160
12.50%
23.10%
2021
161
28
189
14.81%
22.81%
2020
123
17
140
12.14%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
46
14
60
23.33%
49.08%
2024
63
13
76
17.11%
47.46%
2023
75
19
94
20.21%
47.29%
2022
57
23
80
28.75%
45.44%
2021
76
25
101
24.75%
44.40%
2020
71
17
88
19.32%
42.45%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
121
106
227
46.70%
13.25%
2024
129
123
252
48.81%
12.32%
2023
124
127
251
50.60%
16.34%
2022
116
88
204
43.14%
11.13%
2021
124
97
221
43.89%
18.93%
2020
138
120
258
46.51%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
516
120
636
18.87%
34.83%
2024
446
92
538
17.10%
35.33%
2023
471
118
589
20.03%
35.67%
2022
432
103
535
19.25%
37.14%
2021
405
74
479
15.45%
35.46%
2020
422
78
500
15.60%
33.86%