Major Rating Factors:
Good overall results on stability tests (6.0 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends and good risk diversification. The largest net exposure for one risk is acceptable at 2.4% of capital. Strong long-term capitalization index (9.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.7) that can protect against increases in claims costs.
Other Rating Factors:
Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair profitability index (4.1) with operating losses during 2025.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Work comp (44.5%), personal/comm auto (20.3%), other (35.2%)
Licensed in:
WI
Principal Investments:
Investment grade bonds (69.5%), common stock (22.7%), cash (4.1%), other (3.7%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
316 W Washington Avenue
Madison, WI 53703
Madison, WI 53703
Phone Number
(608) 267-2380
NAIC Number
11527
Website
Largest Affiliates
There are no affiliate to display.