D
Inspirien Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.39
Risk Adjusted
Capital Ratio #2
0.28
Loss
Ratio
21.32%
Total
Assets
51.90M
Capital
8.78M
Net
Premiums
17.01M
Net
Income
-1.92M
My Lists My Alerts
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
42.44%
2024
0
0
0
0.00%
41.75%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
37
39
94.87%
95.15%
2024
0
36
36
100.00%
96.08%
2023
3
27
30
90.00%
95.22%
2022
0
17
17
100.00%
96.00%
2021
1
18
19
94.74%
93.58%
2020
0
9
9
100.00%
94.02%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
6
8
75.00%
83.87%
2024
0
6
6
100.00%
81.44%
2023
0
8
8
100.00%
74.87%
2022
2
2
4
50.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
6
6
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
13
13
26
50.00%
35.67%
2022
22
26
48
54.17%
37.14%
2021
19
2
21
9.52%
35.46%
2020
14
9
23
39.13%
33.86%