C
Inspirien Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.82
Risk Adjusted
Capital Ratio #2
0.53
Loss
Ratio
58.63%
Total
Assets
51.55M
Capital
10.27M
Net
Premiums
8.46M
Net
Income
-566.87K
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Weiss Ratings Inspirien Ins Co
Montgomery, AL 		Click to
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Rating C
Capitalization Index 3.30
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 2.20
Reserve Adequacy Index 6.40
Stability Index 2.60
Company Info Inspirien Ins Co
Montgomery, AL 		Click to
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Industry P&C
NAIC Number 11668
Phone Number (334) 323-4123
Website www.inspirien.net
Address 509 Oliver Road Montgomery, AL 36117
Balance Sheet Inspirien Ins Co
Montgomery, AL 		Click to
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Total Assets 51.55M
Capital and Reserves Inspirien Ins Co
Montgomery, AL 		Click to
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Risk-Adjusted Capital Ratio #1 0.82
Risk-Adjusted Capital Ratio #2 0.53
1-Year Reserve Development -1,520.00%
2-Year Reserve Development -860.00%
Capital 10.27M
Premium to Surplus 90.00%
Reserves to Surplus 200.00%
Investments Inspirien Ins Co
Montgomery, AL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Inspirien Ins Co
Montgomery, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 110.00%
Expense Ratio 50.00%
Loss Ratio 58.63%
Net Premium Growth 20.00%
Other Medical Inspirien Ins Co
Montgomery, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Inspirien Ins Co
Montgomery, AL 		Click to
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Net Income -566.87K
Net Premium 8.46M
Health Premium --