D
Inspirien Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Inspirien Ins Co
Montgomery, AL
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Rating D
Capitalization Index 1.20
Investment Safety Index --
Liquidity Index 5.60
Profitability Index 1.50
Reserve Adequacy Index 8.10
Stability Index 2.60
Company Info Inspirien Ins Co
Montgomery, AL
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Industry P&C
NAIC Number 11668
Phone Number (334) 323-4123
Website www.inspirien.net
Address 509 Oliver Road Montgomery, AL 36117
Balance Sheet Inspirien Ins Co
Montgomery, AL
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Total Assets 51.90M
Capital and Reserves Inspirien Ins Co
Montgomery, AL
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Risk-Adjusted Capital Ratio #1 0.39
Risk-Adjusted Capital Ratio #2 0.28
1-Year Reserve Development -2.51%
2-Year Reserve Development -2.81%
Capital 8.78M
Premium to Surplus 193.80%
Reserves to Surplus 207.31%
Investments Inspirien Ins Co
Montgomery, AL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Inspirien Ins Co
Montgomery, AL
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Medical Loss Ratio --
Cash From Underwriting 99.81%
Combined Ratio 101.08%
Expense Ratio 79.76%
Loss Ratio 21.32%
Net Premium Growth 62.05%
Other Medical Inspirien Ins Co
Montgomery, AL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Inspirien Ins Co
Montgomery, AL
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Net Income -1.92M
Net Premium 17.01M
Health Premium --