Major Rating Factors:
Strong long-term capitalization index (9.8 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (7.5) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.8%.
Other Rating Factors:
Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (58.3%), personal/comm auto (41.4%), other (0.3%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (70.1%), common stock (28.6%), cash (0.2%), other (1.1%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1314 Douglas Street
Omaha, NE 68102
Omaha, NE 68102
Phone Number
(402) 393-7255
NAIC Number
11673
Website
Largest Affiliates