C
Homestead Mutual Ins Co
LarsenWI
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7
1
8
12.50%
41.74%
2023
4
3
7
42.86%
38.64%
2022
1
0
1
0.00%
39.39%
2021
2
1
3
33.33%
40.41%
2020
2
1
3
33.33%
48.09%
2019
2
0
2
0.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
312
98
410
23.90%
39.58%
2023
199
114
313
36.42%
36.96%
2022
162
62
224
27.68%
37.07%
2021
128
53
181
29.28%
39.17%
2020
107
52
159
32.70%
35.42%
2019
222
90
312
28.85%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%