C
Homestead Mutual Ins Co
Larsen,  WI
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.47
Risk Adjusted
Capital Ratio #2
1.12
Loss
Ratio
81.39%
Total
Assets
22.89M
Capital
9.95M
Net
Premiums
6.30M
Net
Income
-657.18K
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Weiss Ratings Homestead Mutual Ins Co
Larsen, WI 		Click to
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Rating C
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 7.30
Profitability Index 2.90
Reserve Adequacy Index 8.10
Stability Index 3.20
Company Info Homestead Mutual Ins Co
Larsen, WI 		Click to
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Industry P&C
NAIC Number 11753
Phone Number (920) 836-3577
Website www.homesteadmutual.com
Address 5291 County Road II Larsen, WI 54947
Balance Sheet Homestead Mutual Ins Co
Larsen, WI 		Click to
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Total Assets 22.89M
Capital and Reserves Homestead Mutual Ins Co
Larsen, WI 		Click to
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Risk-Adjusted Capital Ratio #1 1.47
Risk-Adjusted Capital Ratio #2 1.12
1-Year Reserve Development 20.00%
2-Year Reserve Development -70.00%
Capital 9.95M
Premium to Surplus 110.00%
Reserves to Surplus 20.00%
Investments Homestead Mutual Ins Co
Larsen, WI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Homestead Mutual Ins Co
Larsen, WI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 120.00%
Expense Ratio 40.00%
Loss Ratio 81.39%
Net Premium Growth 20.00%
Other Medical Homestead Mutual Ins Co
Larsen, WI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Homestead Mutual Ins Co
Larsen, WI 		Click to
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Net Income -657.18K
Net Premium 6.30M
Health Premium --