B
HlthCare Industry Liab Recpl
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.70
Risk Adjusted
Capital Ratio #2
2.00
Loss
Ratio
71.47%
Total
Assets
75.90M
Capital
22.90M
Net
Premiums
6.46M
Net
Income
154.82K
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Weiss Ratings HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Rating B
Capitalization Index 8.60
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 8.20
Reserve Adequacy Index 5.60
Stability Index 4.70
Company Info HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Industry P&C
NAIC Number 11832
Phone Number (734) 996-2700
Website www.healthcapusa.com
Address 201 S. Main Street Ann Arbor, MI 48104
Balance Sheet HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Total Assets 75.90M
Capital and Reserves HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Risk-Adjusted Capital Ratio #1 2.70
Risk-Adjusted Capital Ratio #2 2.00
1-Year Reserve Development -300.00%
2-Year Reserve Development -310.00%
Capital 22.90M
Premium to Surplus 30.00%
Reserves to Surplus 60.00%
Investments HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 80.00%
Expense Ratio 10.00%
Loss Ratio 71.47%
Net Premium Growth 10.00%
Other Medical HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability HlthCare Industry Liab Recpl
Ann Arbor, MI 		Click to
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Net Income 154.82K
Net Premium 6.46M
Health Premium --